FD & RD Maturity and Interest
Plan your fixed deposit and recurring deposit outcomes with transparent inputs, formula-based calculation, and comparison pages that help you choose a structure aligned to your savings pattern.
These tools model how interest accumulates over time. The exact product rules vary by bank, but the calculator pages are designed to help you reason with common finance concepts: principal, rate, tenure, and compounding.
The interest rate used by the calculator inputs (often annual, converted internally as needed).
Duration of deposit; used to compute how many periods interest compounds.
On the FD/RD calculator pages, charts help you visualize how your principal and interest build up across time.
Tools in this category
Browse all FD/RD/interest calculators and guides in one place.
Estimate FD maturity amount and interest using FD tenure and rate assumptions.
Estimate RD maturity and interest using monthly contributions and tenure.
Learn how compounding changes growth over time.
Use straight-line interest calculation for quick estimates.
Compare which deposit structure fits which savings goal.
Compare FD and RD outcomes with side-by-side inputs.
Understand illustrative tax impact for interest planning.
Guidance on choosing an FD tenure based on goals and time horizon.
Simple explanation of FD meaning and common terms used by banks.
Simple explanation of RD meaning and how monthly contributions work.
Benefits of FD/RD planning
- Estimate maturity value early so you can compare different tenures and rates.
- Use FD vs RD pages to match your savings pattern (lump-sum vs monthly).
- Understand the role of compounding and interest accumulation without spreadsheet work.
- Optional tax guidance pages help you think about net outcomes (illustrative).